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4 Mortgages With Low Money Down

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There are many loans available that don’t require the buyer to come up with a huge down payment. Here are the top 4…

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No Down Payment VA Loan

The Veteran Affairs loans are a great way to get your hands on the perfect home if you’ve ever served our country. These guaranteed mortgages do not require any money down, and they come through private lenders who work in conjunction with VA approval!

VA loans offer a number of benefits for veterans, one being the lack of requirement to purchase mortgage insurance. The funding fee can be rolled into your loan amount and does not require payment if you qualify as military personnel with at least two years of service under active duty orders or reserves who are also eligible buyers based on income levels—this includes first-time borrowers!

Navy Federal Loan

The Navy Federal Credit Union has opened its doors to all qualified members, providing 100% financing for buying homes that will be used as a primary residence. However, the eligibility requirements are very strict: only military personnel and civilian employees working at Department of Defense facilities can take advantage of this offer; family members who live overseas don’t qualify because they’re not considered direct relatives (even though it may seem like such).

Department of Agriculture Loans

The USDA’s Rural Development mortgage guarantee program has been a favorite of many homebuyers since it was created in response to the need for more affordable housing on small farms. The name might lead you to think that only those living in rural areas are eligible, but this isn’t true! This popular loan option can help people buy any type or size house – even if they live somewhere besides America’s heartland (maybe).

Federal Housing Administration (FHA)

The Federal Housing Administration offers an attractive option for homebuyers with low down payments. With a minimum 3% deposit, government-insured buyers can take advantage of guaranteed loans and secure their future in the housing market.

There Are Lots Of Creative Ways For Home Buyers To Get Financing

The mortgage industry is an intricate web of options, and the average person doesn’t know where to start when looking for their perfect home. Luckily there are professionals out here who can help! Mortgage brokers or consultants possess years’ worth of knowledge on what type of loan will work best based on your needs as well as those around you – so don’t be shy about reaching out.

Need a good referral? Contact us here!

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Aarin Chung

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